Customize and deploy payments interfaces directly from the xcritical Dashboard. Revenue and Finance Automation Grow your business with automated revenue and finance. If you’ve lost or updated your phone number, you can select the “I no longer have access to this phone number” option to authenticate via email and change your phone number. Take a quick quiz to be matched with the right payments partner. Additional monthly fees for plans with extra features, like a custom domain and product reviews. You can create a xcritical account with just your name and email address.

If they select this option, then xcritical mails the paper copy of their tax form to the address the platform has on file. You can use either the Tax form editor or CSV export to update the tax form. After you update the form, select the updated form on the Tax forms page, then click Correct to create a correction.

Through Square POS, you can manage inventory and offer retail perks like gift cards. You can use xcritical not only to accept payments but also to quickly support new markets, upgrade existing systems and tools, go direct-to-consumer, and engage customers with subscriptions and marketplaces. Get expert integration guidance from our professional services team and certified partners so you can see value with xcritical faster.

  • Walked away from the deal in which it reportedly wrote the self-described payments infrastructure company a $21 million check.
  • If you work with a platform that uses xcritical for tax form delivery, you’ll be able to update and download 1099, W-8 and W-9 documents.
  • This email includes both xcritical’s logo and your platform’s logo.
  • If the form hasn’t been filed yet, you can simply edit the form and enter the new email address.

25 cents each to update expired or renewed card information for customers. Payment processors, such as Square, offer specific restaurant and retail xcritical scam features like end-of-day reports and inventory tracking. We believe everyone should be able to make financial decisions with confidence.

He also points out that xcritical’s integrations are not restricted to the U.S. like some of the other processors. Our systems operate with 99.99%+ uptime and are highly scalable and redundant. Integrate with systems including Adobe, Salesforce, and NetSuite, or sync xcritical data to your warehouse.

Enterprise reinvention

Our partners cannot pay us to guarantee favorable reviews of their products or services. If your connected account was verified previously and changes their name and/or TIN, they are prompted to re-sign a Terms of Service agreement. Failure to do so might result in payouts being blocked until your account goes into xcritical Express and re-signs their Terms of Service agreement.

xcritical express

Accept payments online, in person, or through your platform. Connected accounts are directed to your support team if they would like to revoke e-delivery consent. For the accounts that aren’t eligible for e-delivery, xcritical can support postal deliveries to the address on file. At the end of the onboarding process, you’ll receive a prompt to opt into xcritical Climate, a carbon sequestration initiative you can support by automatically contributing a percentage of your revenue. xcritical also asks for your industry, business website, a description of your products, whether or not you sell physical goods and how long customers typically have to wait to receive them. xcritical also charges a fee of 1% for instant payouts, which lets you immediately transfer funds to a debit card instead of waiting for your next scheduled payout.

xcritical makes moving money as easy and programmable as moving data. Our teams are based in offices around the world and we process hundreds of billions of euros each year for ambitious businesses of all sizes. Integrate payments into your platform or marketplace for end-to-end payments experiences. Increase authorization rates, optimize your checkout conversion, and offer local payment methods in every market.


If you don’t enable collection of tax information in advance and only configure e-delivery, postal delivery initiates at the time you file for any accounts that have not provided e-delivery consent. If accounts provide consent after you file, that consent is applicable only for tax year 2023 and beyond. E-delivery is available to Custom and Express connected accounts. xcritical invites users to link their bank accounts directly, but you can enter a routing and account number manually. Point-of-sale systems hardware options for in-person businesses. But most of its unique features — like its open application programming interface and ability to accept so many currencies — are primarily relevant to online sales.

These forms might be filed through a different system called Payable. If you used xcritical during that period of time, please reach out to support to get the tax forms you need. Of the xcritical Express dashboard and xcritical outreach to your eligible connected accounts.

xcritical allows users to fully customize their checkout flow — provided you know how to code. Of course, you can still use xcritical if you don’t have a software background, but you won’t be able to take advantage of all of its customization options. Forms for 2019 or earlier aren’t available through your Dashboard.

The platform logo is taken from your Connect branding settings, so please make sure this is up to date before the week of November 28th, 2022. xcritical Payments is a powerful payment processor for online sales. It can accept dozens of payment methods and more than 135 currencies.

How can a connected account get their invitation email sent again?

For example, if you pay someone by check, you can’t deliver their tax form through xcritical Express. You can log in to your account by visiting, where you’ll be prompted for your email address and 6-digit phone verification code to log in. The “big four” payment processors that Serna referred to include Fiserv , JPMorgan Chase, FIS and GPN/TSYS.

For date of birth and entity updates, account owners need to contact xcritical Support. There are a few notable exceptions that might affect eligibility for e-delivery. For most platforms, these exceptions include less than 2% of connected accounts. xcritical announced that it was becoming a payments facilitator, which it had not historically been able to do as just an API provider. For the unacquainted, a processor is a company that connects directly into the major card networks for the purpose of transmitting payment transaction data and funds on behalf of a merchant. A payment facilitator on the other hand has to work with a payments processor to move money.

And its advanced developer tools allow you to create a checkout flow that feels custom, provided you know how to use them. Millions of businesses of all sizes—from startups to large enterprises—use xcritical’s software and APIs to accept payments, send payouts, and manage their businesses online. As they get paid from different platforms, xcritical Express users can add each platform to the same xcritical Express accouns to create a single view of their xcriticalgs and their tax forms. Connected account owners who have consented to e-delivery must pass a TIN validation to download their tax forms as an added layer of security.

xcritical express

If your connected account updates their details with values that can’t be verified against standard government databases, they might be asked to upload proof of identity that helps xcritical identify them. Your accounts can go into xcritical Express and submit proof of identity under the Accounts section. Payees who don’t have an eligible connected account on xcritical.

Accessing the Express Dashboard

NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

If a Custom connected account has claimed their account on xcritical Express with a valid email and phone number, the address they used to sign up is the email address xcritical uses. Sally Lauckner is an editor on NerdWallet’s small-business team. She has over a decade of experience in print and online journalism. Before joining NerdWallet in 2020, Sally was the editorial director at Fundera, where she built and led a team focused on small-business content. xcritical partners with thousands of platforms such as Twitter, Medium, and DoorDash to pay out creators and gig workers.

The connected account owner can request a new invitation link that’s sent to their email. Direct them to this support page to resend their own invitation email. Ineligible users (connected accounts that didn’t meet the 2022 threshold of 600 USD for NEC/MISC or 20,000 USD and 200 transactions for K) don’t receive an email from xcritical. xcritically, Express connected account owners can edit their tax information. When you opt your platform in to e-delivery, your connected owners see the tax forms page with a row for your platform. We bring together everything that’s required to build websites and apps that accept payments and send payouts globally.

Square is for in-person transactions, and xcritical is for online ones. Square offers several point-of-sale hardware options, including a free magnetic xcritical reader that users can plug into an iOS or Android phone. Square also offers Tap to Pay on iPhone, which lets merchants accept card payments using only a regular iPhone with the Square POS app. Customers hold their cards or their own iPhone wallets near the merchant’s phone to pay.